go out of your way to put minorities and the poor into homes/mortgages in an artificially inflated real estate market. This is a setup all the way around. Remember when we had to pass the bankruptcy law 2 days after it was introduced? Do you think our leaders knew this was gonna happen way back then? Why did they not expose these problem loans then? Give me a break. The plan backfired a bit too early. They wanted to get the black minority president in office b4 this happened.