5 years ago I started a RESP for one of my granddaughters and I put $2,000 in for each year,the gov put in $400 for each year total investment $12,000.Speculation was it would give her one year at a school when she was 19 years old.It is now worth ,as of 2 days ago $7,888.As I see it,I lent the bank $12,000,they charged me for that,they did something with it,they charged me for that,they sent me out the notice to tell me they haven't got my money now,they charged me for that,John Roth from Nortel walked off with $700 million over 3 years (and he is only one of many) now I know where my ^%$#@$@*_*)&$#@! money is !!!! I say bail these companies,banks etc out AFTER !!!!!!!! these guys give that money back !!!!Child pornography is outlawed BUT !!!! the same guys that did that say it is alright to economicly RAPE !!!!!!!!!!!!!!!!! our kids ,and use of our pension and education funds !!!! and people think the "nigerian scam" is bad..just peanuts compared to this !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Let's have blood money roll in the streets,keep what little money we have under your pillow,and AVOID !!!! paying taxes at all costs !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!from now on they can kiss my a**,the Americans had Bush and we have Harper..I wonder if they are going to find it hard to educate their grandchildren !!!!!!!!!!!!!