a hair less than the NCB bank but better, by the same hair, as the 2nd best rate in town. Go for it, close to your travel date.
At least you won't wait in line in Negril. BTW, I've noticed that banks are busier on M,T,W. Western Union has those little booths, which is the only place I asked for a better rate, but I doubt they would jump up to 122.55
You could try the parking lot money changers for a better rate (unknown what they offer) BUT one of their techniques, so I was told, is to fold some bills in half, hence they count the same bill twice.
Counterfits? It all looks like Monopoly money anyway.
How come U haven't registered your user name on this board? Saves you from having to enter a password each posting time, which later would permit you to delete a malformed post.