I am really ambivalent about what to do about the folks who took out those ARMs in the 1st place. On the one hand, they did this obviously without much forethought & I dont' wanna bail them out. But, on the other, if we're going to bail out the Fat Cats, how can we say "no" to the little guyz??? I would feel much better with the idea of a "loan" for the whole stinkin' mess. Oh, and I forgot to mention that I told my legislators' offices that I wanted limiting compensation/benefits to those Fat Cat CEOs & CFOs, etc., to be a part of the deal.